Real Estate

Polar Bear Dip/Dunk Jan 24, 2010.

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Realty Executives Team III 480-538-9295 http://www.yellowbook.com/profile/team-iii-realty-executives_1845715436.html

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Don Anderson expresses his appreciatioin for co-workers by preparing an
old family recipe for Belgian Waffles

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Then, read it through carefully and correct the errors by inserting the proper punctuation marks or deleting those that are incorrect.

Post the revised copy in the provided text box.

Foreclosure Filings Hit Record High
By Kenneth Musante,
CNNMoney
Posted: 2008-05-14 13:00:31

NEW YORK (May 14) — US foreclosure filings reached a record high in April rising almost 65% over the previous year and putting municipalities at risk by cutting into the value of taxed property according to a study released Wednesday.

Some 243,353 households nearly one in 519 received a foreclosure filing during April according to the US Foreclosure Market Report from RealtyTrac an online marketplace that tracks foreclosed properties That was up 4% from March, and surpassed the record of 239,851 set in August 2007.

It’s "the highest monthly total we’ve seen since we began issuing the report in January 2005 said chief executive James J. Saccacio in a statement.

RealtyTracs measure of foreclosure filings includes notices of default auction sales and bank repossessions According to the report, 54,574 were fully repossessed by banks in April.

Property tax plunge: The record number of foreclosures added their weight to an already saturated real estate market pulling down home prices Plunging home values reduce the money that cities villages and towns collect in property taxes.
In particular jeopardy are parts of Nevada California Arizona and Florida whose states maintained the highest foreclosure rates, according to RealtyTrac.

"For example the city council in Vallejo Calif. – part of a metropolitan area with a foreclosure rate that ranked sixth highest in the nation in April – last week voted to have the city file for bankruptcy said Saccacio.

The state of California had the second-highest foreclosure rate in the nation up 112% over the previous year and affecting about one in 204 households The top spot among states was held by Nevada which maintained a foreclosure rate 3.6 times the national average affecting about one in 146 homes.
Nationwide single-family home prices have fallen 7.7% since the beginning of the year to the lowest level since at least 1982 according to the National Association of Realtors and data from real-estate broker Zip Realty showed that the number of houses on the market grew by 3.5% in April.

With more homes being seized by banks, local governments also lose out on tax revenue from sale transactions. "It’s really hitting the municipalities from multiple fronts said RealtyTrac marketing vice president Rick Sharga in an interview.

Ten hardest hit metro areas: Cities in California and Florida have been particularly hard-hit. Areas in those states accounted for 9 of the top 10 metropolitan foreclosure rates.

The California metro areas of Merced Stockton Modesto and Riverside-San Bernardino took the top four spots. In Merced one out of 66 households was hit by foreclosure in April.

In Florida Cape Coral-Fort Myers came in at number 5 Port St. Lucie-Fort Pierce and Fort Lauderdale came in at numbers 9 and 10.

Also making an appearance was Las Vegas a city that had seen heavy real estate speculation at number 7 with one in 116 households receiving foreclosure notices.

As Congress debates plans to prop up troubled homeowners the foreclosure rate shows little signs of slowing. Delinquent mortgage payments which lead to foreclosure will likely rise over the next six to 12 months according to a key mortgage trend statistic from First American CoreLogic.

Copyright 2008 CNNMoney
2008-05-14 06:06:18

Yeah, what they said.

Listen to Rich Rudnick, CEO of Smart Sales Solutions, talk about advancing your business in this troubling economic time

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http://news.yahoo.com/s/ap/20091226/ap_on_bi_ge/us_health_care_deficit

Yahoo chose to post this crap that is totally irrevelant and chose not to run stories about how Senator Chris Dodd is on the Countrywide realty board of directors (Countrywide and Fannie mae brought us the Mortgage backed Securities and so the economic meltdown last year) or they fail to run any stories about how the House banking committee chairman barney Frank was playing hide the weenie with Fannie Mae executive herb Moses.
But they would run this irrelevent story like it’s a big deal. I think Obama owns every media outlet in the country. Yahoo is just another cog in the propaganda machine. Funny thing about Obama bucks, he had enough in contributions, from sources he never disclosed to end our deficit. he obviously owns the news media, so, who among you is stupid enough to trust Obama or any Democrat?

I think the time for civility is past, this is the time for a balkan style civil war. Lets decide with bullet and bayonet if the country will be communist or a liberal democracy.

the article is newsworthy because it points out that the Republican’s opposition to healthcare reform is inconsistent with their previous positions. If you read it more carefully, even Republicans Voinovich and Snowe concede that inconsistency.
then you say you want to start shooting or stabbling people because you don’t like Obama? Hmm. Sorry but that doesn’t help your credibility much.

In the case “A Problem at the Housing Authority,” the author is introduced to several t-junctions in his new position as Executive Director of a County Housing Authority. The critical t-junctions involve a ring of corruption taking place amongst appointed government officials, and negligence and the misappropriation of state and federal dollars. Because the circumstances do not easily outweigh the individual’s response, the appointee is not sure how to respond. I believe that leaking is possibly is the best response to corruption encountered by the appointee. I would likely move out of the city, whistle blow, and then submit a resignation letter. This case study attempts to highlight the critical t-junctions while explaining why leaking would be the best solution to the aforementioned dilemma. Comparisons are created using “George Shultz and the Iran-Contra Affair” and “Agent Rowley Blows the Whistle” to illuminate each concept.
The prospects of power are charming and seductive while its realities are often hidden by those who wish to maintain it. The first t-junction provides a clear example: here the author is appointed by a board of directors who are made up of financial contributors to the state governor’s election campaign. This obviously represents a serious conflict in interest on the part of the governor and the appointed board members. The second t-junction makes clear that the board members, particularly the chairman of the board knowingly engaged in corrupt behavior. The third t-junction occurs when the author discovers that the board secures negotiations with a realty company owned by the chairmans cousins, and the fourth t-junction occurs when the appointee discovers his predecessor was the former campaign manager for the sitting governor. By this t-junction the appointee had an opportunity to distance himself from the corruption by explicitly rejecting such behavior but did not do so out of fear of his own safety.
Each t-junction helped to explain a host of additional corruptions (t-junctions) taking place including: the hiring of a resident to monitor the appointee’s home; the chairman of the board unsuccessful attempt to sale the appointee a house at an obscenely low price, and the overall negligence taking place within the organization (the organization was on the verge of bankruptcy when the author was originally appointed).
The seductive and charming aspects of power led the author to accept a position before doing his homework. This led him to a world of politics characterized by corruption, negligence and nepotism. My opinion is that that the appointee made a wise decision by consulting with a lawyer and considering all of his options, including the risk of personal social, and professional endangerment. Based on the options discussed with the attorney, Leaking appears to be the appointee’s best option. Walking away would have forced the appointee to compromise his moral values and whist blowing could compromise his safety and future career in politics. In the beginning of the text the appointee makes clear that confrontation is not his style, and discussion may not have been a considerable option since he did not know which board members were involved. Leaking is clearly the best option here. The chairman already knew that the appointee was aware of the various scandals taking place. The appointee had the option of sending anonymous letters to local and state representatives revealing his findings. The appointee also had the option to meet personally with an elected official who could champion the matter which may have led him into the clear. His safest option would be to find a different place to work in order to safe guard his personal safety.
It is important that the appointee stay true to himself by maintaining his prior level of integrity. The author must be careful to not allow his circumstances to champion his personal credibility. Agent Rowly and George Slutz blew the whistle for different reason. Rowley blew the whistle to bring attention to deficiencies with the FBI while Slutz made public statements in order to disassociate himself from the Iran-Contra affair. While it is true that Rowley and Slutz each had over 15 years of experience in their perspective fields, each found a way to maintain their level of individual responsibility. The appointee must find a creative solution for maintaining his individual level of responsibility. He must understand, most importantly, that there are no definitive solutions. He must be prepared to win and lose no matter what the results may be

Good paper. If you are looking for grammar and punctuation here goes…1.board of directors COMPRISED of financial contributors.
2. Serious conflict OF interest-
3. particularly the chairman of the board, use comma after
4. corruption, negligence, and nepotism use comma
5. personal, social, and professional
6.leaking, no capital letter
7.moral values and WHISTLE blowing- you forgot the LE
8.safest option WOULD HAVE BEEN, not would be
9.blew the whistle for A different reason
10.results may be. Use period at end of sentence.
These are in the order I found them. Hope this helped. Good Luck. Well done!

In the case “A Problem at the Housing Authority,” the author is introduced to several t-junctions in his new position as Executive Director of a County Housing Authority. The critical t-junctions involve a ring of corruption taking place amongst appointed government officials, and negligence and the misappropriation of state and federal dollars. Because the circumstances do not easily outweigh the individual’s response, the appointee is not sure how to respond. I believe that leaking is possibly is the best response to corruption encountered by the appointee. I would likely move out of the city, whistle blow, and then submit a resignation letter. This case study attempts to highlight the critical t-junctions while explaining why leaking would be the best solution to the aforementioned dilemma. Comparisons are created using “George Shultz and the Iran-Contra Affair” and “Agent Rowley Blows the Whistle” to illuminate each concept.
The prospects of power are charming and seductive while its realities are often hidden by those who wish to maintain it. The first t-junction provides a clear example: here the author is appointed by a board of directors who are made up of financial contributors to the state governor’s election campaign. This obviously represents a serious conflict in interest on the part of the governor and the appointed board members. The second t-junction makes clear that the board members, particularly the chairman of the board knowingly engaged in corrupt behavior. The third t-junction occurs when the author discovers that the board secures negotiations with a realty company owned by the chairmans cousins, and the fourth t-junction occurs when the appointee discovers his predecessor was the former campaign manager for the sitting governor. By this t-junction the appointee had an opportunity to distance himself from the corruption by explicitly rejecting such behavior but did not do so out of fear of his own safety.
Each t-junction helped to explain a host of additional corruptions (t-junctions) taking place including: the hiring of a resident to monitor the appointee’s home; the chairman of the board unsuccessful attempt to sale the appointee a house at an obscenely low price, and the overall negligence taking place within the organization (the organization was on the verge of bankruptcy when the author was originally appointed).
The seductive and charming aspects of power led the author to accept a position before doing his homework. This led him to a world of politics characterized by corruption, negligence and nepotism. My opinion is that that the appointee made a wise decision by consulting with a lawyer and considering all of his options, including the risk of personal social, and professional endangerment. Based on the options discussed with the attorney, Leaking appears to be the appointee’s best option. Walking away would have forced the appointee to compromise his moral values and whist blowing could compromise his safety and future career in politics. In the beginning of the text the appointee makes clear that confrontation is not his style, and discussion may not have been a considerable option since he did not know which board members were involved. Leaking is clearly the best option here. The chairman already knew that the appointee was aware of the various scandals taking place. The appointee had the option of sending anonymous letters to local and state representatives revealing his findings. The appointee also had the option to meet personally with an elected official who could champion the matter which may have led him into the clear. His safest option would be to find a different place to work in order to safe guard his personal safety.
It is important that the appointee stay true to himself by maintaining his prior level of integrity. The author must be careful to not allow his circumstances to champion his personal credibility. Agent Rowly and George Slutz blew the whistle for different reason. Rowley blew the whistle to bring attention to deficiencies with the FBI while Slutz made public statements in order to disassociate himself from the Iran-Contra affair. While it is true that Rowley and Slutz each had over 15 years of experience in their perspective fields, each found a way to maintain their level of individual responsibility. The appointee must find a creative solution for maintaining his individual level of responsibility. He must understand, most importantly, that there are no definitive solutions. He must be prepared to win and lose no matter what the results may be.
I have a series of essay questions so i need all the help i can get. If there is a website where i can have my papers proofread, please let me know!
Leaking is anonoumosly reporting info. to the media.

whistle blowing is reporting to a higher official/ may also be seen as tattle telling.

Hi, Jatice ~

I’m having trouble posting my long answer. Please email me by clicking on my profile and I will send you a paste of my suggestions.

Thanks for the definitions of "leaking" and "whistle-blowing."

Can you also find a way to elaborate on what is meant by a "t-junction?"

I noticed that you say in one place that you think LEAKING is his best option, but later you say that you would likely move out of the city, WHISTLE BLOW, and submit a letter of resignation. I presume this is a kind of typo.

Listen to Rich Rudnick, CEO of Smart Sales Solutions, talk about advancing your business in this troubling economic time

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I have been doing some research on the various residential real estate firms out there pertaining to starting my career as a real estate agent. I’m looking at the Chandler, AZ area; near Phoenix and some of the firms i’ve noticed there are Keller Williams, Remax, Coldwell Banker, and Realty Executives. I really know that area well and enjoy it there. KW seems to have a solid program for new agents but what about the others, does one have a better repuatation than another in terms of helping new agents getting started? How about the pay structure? Do any firms offer group benefit plans? Which is best/worst for "office" fees? As a new agent, given the current state of the economy, what number of sales can a new realtor expect in their first year or what can they expect to "take-home" in their first year on average?

Also, I’m thinking of eventually getting my broker’s license after 2-3 years and say for example I start out with Coldwell Banker but end up franchising as a part of Remax, is this normal? Once I would start my own franchise, I assume i’m the only realtor there until I hire others and build it up? Do the franchiser’s assist in building the new franchise with staff support/agents? On average, how much capital does it take to start your own franchise?

I’ve got plenty of questions and any and ALL of your input is greatly appreciated!!

Its a VERY tough business and don’t expect other agents even in your own office to be much help. Interview several managers in the different firms in your locale and see how much "hand-holding" and education they provide. Bigger firms put out the large advertisements and you don’t have to pay for it if you get a listing. Advertising can take a big chunk out of your gross pay. There are lots of other costs associated with being a realtor…ask your manager for the details. Don’t expect to make big money for awhile. I know many agents who barely make one or two sales a year the first year or two. Depends on your area and how many other agents there are. The ones who have stuck it out throughout the various real estate markets are usually the ones who get the real $$$. You may consider getting on a team with a seasoned agent and do the "schlep" work and get some experience that way. You shadow them and see how they get the listings and buyers. Good Luck!